Expert Answers to NMLS Exam MLO Questions

Page: 1 / 17

SAFE MLO Mortgage Loan Origination (SAFE MLO) Exam

Mortgage Loan Origination (SAFE MLO) Exam

Last Update Dec 6, 2025
Total Questions : 230

To help you prepare for the MLO NMLS exam, we are offering free MLO NMLS exam questions. All you need to do is sign up, provide your details, and prepare with the free MLO practice questions. Once you have done that, you will have access to the entire pool of Mortgage Loan Origination (SAFE MLO) Exam MLO test questions which will help you better prepare for the exam. Additionally, you can also find a range of Mortgage Loan Origination (SAFE MLO) Exam resources online to help you better understand the topics covered on the exam, such as Mortgage Loan Origination (SAFE MLO) Exam MLO video tutorials, blogs, study guides, and more. Additionally, you can also practice with realistic NMLS MLO exam simulations and get feedback on your progress. Finally, you can also share your progress with friends and family and get encouragement and support from them.

Questions 2

A borrower who knowingly makes false statements on a federally related mortgage loan to obtain property may be:

Options:

imprisoned for 10 to 16 months

fined up to JB10,000 or imprisoned for 6 months.

fined up to $1 million and imprisoned for 30 years.

fined up to the total purchase price of their home.

Discussion 0

Questions 3

Which of the following responses describes servicing transfers?

Options:

The transfer of an appraisal from one lender to another

The transfer of a HUD case number from one lender to another

The transfer of the responsibility to collect payments on the loan from one lender to another

The transfer of the processing of a loan to an independent service provider such as a contract processing provider

Discussion 0

Kingsley

Do anyone guide my how these dumps would be helpful for new students like me?

Haris Nov 17, 2025

Absolutely! They are highly recommended for anyone looking to pass their certification exam. The dumps are easy to understand and follow, making it easier for you to study and retain the information.

Robin

Cramkey is highly recommended.

Jonah Nov 26, 2025

Definitely. If you're looking for a reliable and effective study resource, look no further than Cramkey Dumps. They're simply wonderful!

Walter

Yayyy!!! I passed my exam with the help of Cramkey Dumps. Highly appreciated!!!!

Angus Nov 20, 2025

YES….. I saw the same questions in the exam.

Ernest

That's amazing. I think I'm going to give Cramkey Dumps a try for my next exam. Thanks for telling me about them! CramKey admin please share more questions……You guys are amazing.

Nate Nov 18, 2025

I failed last week, I never know this site , but amazed to see all these questions were in my exam week before. I feel bad now, why I didn’t bother this site. Thanks Cramkey, Excellent Job.

Victoria

Hey, guess what? I passed the certification exam! I couldn't have done it without Cramkey Dumps.

Isabel Nov 25, 2025

Same here! I was so surprised when I saw that almost all the questions on the exam were exactly what I found in their study materials.

Questions 4

A mortgage loan originator (MLO) submits a refinance application for a primary residence. However, if the MLO later discovers that the property is no longer occupied by the borrower, which of the following actions, if any, should the MLO take?

Options:

Allow the application to be underwritten before raising any concerns

Take no action as the property was occupied at the time of application

Notify the MLO's employer and/or the mortgage lender of the discovery

Allow the mortgage loan processor and/or underwriter to discover this through their due diligence processes

Discussion 0

Questions 5

Which of the following entities has the primary enforcement authority under the Red Flags Rule?

Options:

IRS

Federal Trade Commission

HUD