Expert Answers to Insurance Licensing Exam Life-Producer Questions

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Maryland Insurance Maryland Life Producer Exam (Series 20-27)

Maryland Life Producer Exam (Series 20-27)

Last Update Feb 23, 2026
Total Questions : 90

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Questions 2

When a wage earner dies, the surviving family members may have all of the following expenses EXCEPT:

Options:

Final expenses

Unemployment tax liabilities

Family living expenses

Death taxes

Discussion 0

Questions 3

Replacing an existing life insurance policy with a new one may result in:

Options:

Capital gains taxation

Small business taxation

An illegal transaction

Surrender costs

Discussion 0

Questions 4

An insurance producer's license may be suspended or revoked by:

Options:

The appointing insurer

The continuing education course provider

The Maryland Insurance Administration

The Attorney General

Discussion 0

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Questions 5

A life insurance producer is normally responsible for all of the following EXCEPT:

Options:

Delivering newly issued policies to applicants

Notifying the company if a new policy will replace an existing policy

Approving policies for issue on behalf of the insurer

Collecting the initial premium from the applicant

Discussion 0