Maryland Insurance Administration exactexam life-producer Questions Bank by Cecelia q72 vce pdf

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Exam Name:	Maryland Life Producer Exam (Series 20-27)
Exam Code:	Life-Producer Dumps
Vendor:	Insurance Licensing	Certification:	Maryland Insurance
Questions:	90 Q&A's	Shared By:	cecelia

Question 20

Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?

Options:

Cost recovery

Period certain

Cash refund

Installment refund

Discussion

Question 21

The entire contract provision in a life insurance policy states that the policy includes:

Options:

The Medical Information Bureau report

The application attached to the policy

Any attending physician's statement

The producer's report to the insurer

Discussion

Question 22

Which of the following statements about cash values in whole life insurance policies is true?

Options:

They result from the level premium concept.

They cannot be guaranteed.

They equal the policy face value at age 65.

They typically increase until age 65 and remain level thereafter.

Discussion

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Question 23

Which one of the following statements about participating life insurance is true?

Options:

Policyowners may be entitled to receive dividends.

Policyowners are assessed monthly for losses.

The insured must be the policyowner.

The insurer must be a stock company.