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Virginia Insurance License Virginia Life, Annuities, and Health Insurance Examination Series 11-01

Virginia Life, Annuities, and Health Insurance Examination Series 11-01

Last Update Feb 6, 2026
Total Questions : 150

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Questions 2

The length of time for which claims will be paid under a long-term care insurance policy is known as:

Options:

A.  

The benefit period

B.  

The hospitalization period

C.  

The elimination period

D.  

The recovery period

Discussion 0
Questions 3

The purpose of the Rules Governing Standards for Medicare Supplement Policies is to:

Options:

A.  

Provide guaranteed coverage that duplicates Medicare

B.  

Provide coverage for Accident and Sickness Insurance to individuals of Labor Unions

C.  

Ensure no Medicare Supplement policy or certificate contains limitations and exclusions of coverage

D.  

Provide full disclosure in the sale of Accident and Sickness Insurance to persons eligible for Medicare

Discussion 0
Questions 4

(Benefit payments under a joint and survivor annuity normally continue until the death of:)

Options:

A.  

Both annuitants

B.  

One annuitant

C.  

All beneficiaries

D.  

One beneficiary

Discussion 0
Questions 5

What kind of rider may be added to an individual disability income insurance policy to increase benefits during periods of price inflation?

Options:

A.  

Inflation guard

B.  

Cost of living

C.  

Price escalation

D.  

Wage protection

Discussion 0
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