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Insurance Licensing Updated Virginia-Life-Annuities-and-Health-Insurance Exam Questions and Answers by elif

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Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance Exam Overview :

Exam Name: Virginia Life, Annuities, and Health Insurance Examination Series 11-01
Exam Code: Virginia-Life-Annuities-and-Health-Insurance Dumps
Vendor: Insurance Licensing Certification: Virginia Insurance License
Questions: 150 Q&A's Shared By: elif
Question 24

Most individuals become eligible for Medicare at age:

Options:

A.

59

B.

62

C.

65

D.

70

Discussion
Question 25

In an individual disability income insurance policy, the waiver of premium rider:

Options:

A.

Usually is restricted to total disabilities from accidental bodily injuries

B.

Excludes workers’ compensation coverage

C.

Enables the insurer to raise the premium of the entire occupational class

D.

Waives future premiums after a given period of continuing total disability

Discussion
Question 26

Which is true about a joint and survivor annuity?

Options:

A.

The benefits are payable throughout the lifetimes of two or more people.

B.

The benefits cease when the surviving annuitant reaches life expectancy.

C.

It is a combination of an annuity and whole life insurance.

D.

Each annuitant must provide evidence of insurability.

Discussion
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Question 27

Group credit life insurance is generally a form of:

Options:

A.

Decreasing term insurance

B.

Increasing term insurance

C.

Level term insurance

D.

Whole life insurance

Discussion
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