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Insurance Licensing Updated Virginia-Life-Annuities-and-Health-Insurance Exam Questions and Answers by dougie

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Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance Exam Overview :

Exam Name: Virginia Life, Annuities, and Health Insurance Examination Series 11-01
Exam Code: Virginia-Life-Annuities-and-Health-Insurance Dumps
Vendor: Insurance Licensing Certification: Virginia Insurance License
Questions: 150 Q&A's Shared By: dougie
Question 60

If an agent unknowingly violates insurance laws, what is the maximum aggregate penalty for similar violations occurring?

Options:

A.

$5,000

B.

$7,500

C.

$10,000

D.

$15,000

Discussion
Question 61

Under federal law, an insurance agent may be sentenced to prison for:

Options:

A.

Selling insurance with a nonresident license

B.

Embezzling money from an insurance company

C.

Inducing a client to sign an application for insurance

D.

Suing an insurer over contract violations

Discussion
Question 62

(All of the following statements about an adjustable life insurance policy are true EXCEPT:)

Options:

A.

The policyowner may change the plan of coverage.

B.

It is designed to meet changing insurance needs.

C.

Evidence of insurability may be required when the amount of insurance is increased.

D.

The policyowner is not permitted to take policy loans even if the policy has a cash value.

Discussion
Question 63

The benefit supplement attached to a life insurance policy which insures all members of a family is called a:

Options:

A.

Spouse term rider

B.

Children’s term rider

C.

Family term rider

D.

Survivorship term rider

Discussion
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