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Insurance Licensing Updated Accident-and-Health-or-Sickness-Producer Exam Questions and Answers by ava-rose

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Insurance Licensing Accident-and-Health-or-Sickness-Producer Exam Overview :

Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Exam Code: Accident-and-Health-or-Sickness-Producer Dumps
Vendor: Insurance Licensing Certification: Maryland Insurance
Questions: 90 Q&A's Shared By: ava-rose
Question 8

A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?

Options:

A.

Vision benefits

B.

Disability income benefits

C.

Medical expense benefits

D.

Dental benefits

Discussion
Question 9

All of the following factors may affect premium determination in individual life insurance EXCEPT:

Options:

A.

Age

B.

Health

C.

Occupation

D.

Race

Discussion
Question 10

An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:

Options:

A.

Can refuse to pay the claim because coverage has been terminated

B.

Can refuse to pay the claim under the pre-existing conditions exclusion

C.

Must pay the claim upon receipt of the proof of loss

D.

Must pay the claim within one year of termination of coverage

Discussion
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Question 11

After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer’s checking account. What crime has been committed?

Options:

A.

Twisting

B.

Rebating

C.

Fraud

D.

Replacement

Discussion
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