Maryland Insurance Administration udemy selected Accident-and-health-or-sickness-producer Maryland Insurance Questions Answers by Ava-rose q81 vce pdf

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Exam Name:	MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Exam Code:	Accident-and-Health-or-Sickness-Producer Dumps
Vendor:	Insurance Licensing	Certification:	Maryland Insurance
Questions:	90 Q&A's	Shared By:	ava-rose

Question 8

A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?

Options:

Vision benefits

Disability income benefits

Medical expense benefits

Dental benefits

Discussion

Question 9

All of the following factors may affect premium determination in individual life insurance EXCEPT:

Options:

Age

Health

Occupation

Race

Discussion

Question 10

An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:

Options:

Can refuse to pay the claim because coverage has been terminated

Can refuse to pay the claim under the pre-existing conditions exclusion

Must pay the claim upon receipt of the proof of loss

Must pay the claim within one year of termination of coverage

Discussion

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Question 11

After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer’s checking account. What crime has been committed?

Options:

Twisting

Rebating

Fraud

Replacement