Maryland Insurance Administration udemy selected Accident-and-health-or-sickness-producer Maryland Insurance Questions Answers by Ava-rose q81 vce pdf

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Exam Name:	MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Exam Code:	Accident-and-Health-or-Sickness-Producer Dumps
Vendor:	Insurance Licensing	Certification:	Maryland Insurance
Questions:	90 Q&A's	Shared By:	ava-rose

Question 8

A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?

Options:

Vision benefits

Disability income benefits

Medical expense benefits

Dental benefits

Discussion

Question 9

All of the following factors may affect premium determination in individual life insurance EXCEPT:

Options:

Age

Health

Occupation

Race

Discussion

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Question 10

An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:

Options:

Can refuse to pay the claim because coverage has been terminated

Can refuse to pay the claim under the pre-existing conditions exclusion

Must pay the claim upon receipt of the proof of loss

Must pay the claim within one year of termination of coverage

Discussion

Question 11

After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer’s checking account. What crime has been committed?

Options:

Twisting

Rebating

Fraud

Replacement