Expert Answers to Insurance Licensing Exam Accident-and-Health-or-Sickness-Producer Questions

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Maryland Insurance MarylandAccident and Health or Sickness Producer Series 20-24 Exam

MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Last Update Nov 3, 2025
Total Questions : 90

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Questions 2

In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

Options:

Earning commission

Performing clerical duties

Enrolling individuals in group plans

Acting as a regularly salaried officer

Discussion 0

Questions 3

All of the following are basic underwriting actions in accident and health insurance EXCEPT:

Options:

Rejecting applicants

Deleting uniform policy provisions

Issuing standard policies as applied for

Issuing policies with exclusion riders

Discussion 0

Questions 4

To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

Options:

Contribute to employee premiums

Have its principal place of business in the state of Maryland

Have at least 50% of its employees work in the state of Maryland

Have at least 50% of its employees reside in the state of Maryland

Discussion 0

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Questions 5

In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?

Options:

No, because of privacy considerations

Yes, because of the powers defined by state laws

No, because only an officer of the court can inspect these records