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Maryland Insurance MarylandAccident and Health or Sickness Producer Series 20-24 Exam

MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Last Update Aug 3, 2025
Total Questions : 90

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Questions 2

In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

Options:

A.  

Earning commission

B.  

Performing clerical duties

C.  

Enrolling individuals in group plans

D.  

Acting as a regularly salaried officer

Discussion 0
Questions 3

All of the following are basic underwriting actions in accident and health insurance EXCEPT:

Options:

A.  

Rejecting applicants

B.  

Deleting uniform policy provisions

C.  

Issuing standard policies as applied for

D.  

Issuing policies with exclusion riders

Discussion 0
Questions 4

To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

Options:

A.  

Contribute to employee premiums

B.  

Have its principal place of business in the state of Maryland

C.  

Have at least 50% of its employees work in the state of Maryland

D.  

Have at least 50% of its employees reside in the state of Maryland

Discussion 0
Questions 5

In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?

Options:

A.  

No, because of privacy considerations

B.  

Yes, because of the powers defined by state laws

C.  

No, because only an officer of the court can inspect these records

D.  

Yes, because all company and agency records are public domain

Discussion 0
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