Maryland Insurance Administration certsexpert download Full Version Accident-and-health-or-sickness-producer Exam by Theodora q72 vce pdf

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Insurance Licensing Accident-and-Health-or-Sickness-Producer Exam Overview :

Exam Name:	MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Exam Code:	Accident-and-Health-or-Sickness-Producer Dumps
Vendor:	Insurance Licensing	Certification:	Maryland Insurance
Questions:	90 Q&A's	Shared By:	theodora

Question 24

To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

Options:

Contribute to employee premiums

Have its principal place of business in the state of Maryland

Have at least 50% of its employees work in the state of Maryland

Have at least 50% of its employees reside in the state of Maryland

Discussion

Question 25

All of the following are basic underwriting actions in accident and health insurance EXCEPT:

Options:

Rejecting applicants

Deleting uniform policy provisions

Issuing standard policies as applied for

Issuing policies with exclusion riders

Discussion

Question 26

In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

Options:

Earning commission

Performing clerical duties

Enrolling individuals in group plans

Acting as a regularly salaried officer

Discussion

Question 27

Short-term group disability income insurance:

Options:

Usually provides benefits expressed as a percentage of the insured’s normal weekly wage, up to a specified weekly maximum

Usually coordinates the amount of benefits paid with disability benefits received under Social Security

Often has a benefit period extending up to a maximum of ten years

Frequently provides coverage through age 65 for insureds who are over 55 when they become disabled

Discussion

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