Ifse Institute passcert llqp Vce Exam Download by Taron q90 vce pdf

Page: 23 / 24

Exam Name:	Life License Qualification Program (LLQP)
Exam Code:	LLQP Dumps
Vendor:	IFSE Institute	Certification:	Life License Qualification Program
Questions:	328 Q&A's	Shared By:	taron

Question 92

Patricia is a laboratory technician who normally earns $4,000 a month. A few months ago, she injured her leg rollerblading and was unable to work for four months. Since she owns a disability insurance policy with a residual benefit option, she received $2,400 a month from the insurer. Now that she is recovered, her doctor has cleared her to slowly return to work. Since she cannot work her regular full-time hours, her pay has decreased to $3,000 a month.

How much will she receive from her residual benefit when she returns to work?

Options:

$600

$1,000

$2,400

Discussion

Question 93

Eric is a group benefits specialist and he is meeting with Lionel to review his company’s benefits plan after it has been in force for one year. The biggest issue to bring up with Lionel is that his premiums are going to increase. What is the reason as to why the premiums would increase after one year?

Options:

Age of employees.

Claims experience.

Nature of the business.

Commission to specialist.

Discussion

Question 94

Anvi owns individual disability insurance that she purchased 5 years ago. At the time of application,she was a semi-professional boxer. Gamma Insurance Inc. offered her the disability policy with an exclusion stating that if she became disabled while boxing, the benefit would not be paid.

This week, while reviewing her insurance needs with Tyron, her insurance agent, she mentions that she retired from boxing and wants to know how, or if, this will affect her policy.

What should Tyron tell her?

Options:

The policy will be unaffected.

The exclusion may be removed, but the premiums will remain the same.

The exclusion may be removed, and the premiums will decrease.

The exclusion may be removed, and the benefit will increase.

Discussion

Erik

Hey, I have passed my exam using Cramkey Dumps?

Freyja Apr 5, 2026

Really, what are they? All come in your pool? Please give me more details, I am going to have access their subscription. Please brother, give me more details.

Zayaan

Successfully aced the exam… Thanks a lot for providing amazing Exam Dumps.

Harmony Apr 13, 2026

That's fantastic! I'm glad to hear that their dumps helped you. I also used them and found it accurate.

Ella-Rose

Amazing website with excellent Dumps. I passed my exam and secured excellent marks!!!

Alisha Apr 26, 2026

Extremely accurate. They constantly update their materials with the latest exam questions and answers, so you can be confident that what you're studying is up-to-date.

Rosalie

I passed. I would like to tell all students that they should definitely give Cramkey Dumps a try.

Maja Apr 8, 2026

That sounds great. I'll definitely check them out. Thanks for the suggestion!

Question 95

Lara, owner of Huck’s Oil Change Ltd., meets with a life insurance agent to discuss a renewal package for the group benefits plan offered to employees. Lara employs 20 individuals, all of whom are covered under the group plan. The employee turnover rate is 10%, and the insurer has rated the group’s claims experience credibility at 20%. In establishing the group’s premiums under the new plan, how much weight will the insurer give to the standard manual rate for a comparable group?

Options:

10%

20%

80%

90%