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Life, Accident, and Health New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

Last Update Apr 20, 2026
Total Questions : 118

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Questions 2

Which of the following statements is TRUE concerning classification of risks?

Options:

A.  

Substandard applicants are never issued policies.

B.  

Rated policies merit lower premiums.

C.  

A preferred individual is issued a rated policy.

D.  

Preferred risks pay a lower premium than standard risks.

Discussion 0
Questions 3

Some states have laws ensuring that health insurance coverages are available at a reasonable cost and under reasonable conditions for small employers. Small employers are defined as having no more than

Options:

A.  

200 employees.

B.  

150 employees.

C.  

100 employees.

D.  

75 employees.

Discussion 0
Questions 4

Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?

Options:

A.  

Personal Lines agents

B.  

Independent adjusters

C.  

Baggage agents

D.  

Travel accident agents

Discussion 0
Questions 5

Term life insurance differs from permanent life insurance in that MOST often, term life insurance

Options:

A.  

accumulates a much smaller cash value.

B.  

has a longer premium payment period.

C.  

remains in force for a specific period of time.

D.  

is automatically renewable at the end of the term period.

Discussion 0
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