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Life, Accident, and Health New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

Last Update Oct 19, 2026
Total Questions : 118

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Questions 2

Which of the following statements is TRUE concerning classification of risks?

Options:

Substandard applicants are never issued policies.

Rated policies merit lower premiums.

A preferred individual is issued a rated policy.

Preferred risks pay a lower premium than standard risks.

Discussion 0

Questions 3

Some states have laws ensuring that health insurance coverages are available at a reasonable cost and under reasonable conditions for small employers. Small employers are defined as having no more than

Options:

200 employees.

150 employees.

100 employees.

75 employees.

Discussion 0

Questions 4

Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?

Options:

Personal Lines agents

Independent adjusters

Baggage agents

Travel accident agents

Discussion 0

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Questions 5

Term life insurance differs from permanent life insurance in that MOST often, term life insurance

Options:

accumulates a much smaller cash value.

has a longer premium payment period.

remains in force for a specific period of time.

is automatically renewable at the end of the term period.

Discussion 0

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