Steel plates are not themselves a fire-protective material for the connection; therefore, option A is the exception. Steel plates frequently form part of mass timber structural connections, but because steel is highly thermally conductive, exposed steel can rapidly transmit heat into fasteners and adjacent wood. Consequently, the steel connection components are normally the items that require protection , not the material relied upon to provide that protection.
AWC guidance recognizes wood cover, fire-rated gypsum board, and other approved protection materials as valid means of shielding structural connections. TR10 specifically provides calculation procedures and worked examples using sacrificial wood cover and Type X gypsum wallboard. An approved protective coating can also be used where its documented fire-performance characteristics establish the required endurance under the approved design.
The distinction is important for inspection. A concealed steel plate does not automatically mean a protected connection. The special inspector must verify whether sufficient wood cover, gypsum protection, approved coating, or another engineered protection system surrounds the steel for the required duration. Hardware geometry, exposed edges, gaps, and penetrations can all materially affect thermal performance.
References/Topics: AWC Technical Report No. 10, protection of structural connections; 2021 IBC Section 2304.10.1; AWC guidance that connection protection can be provided by wood cover, gypsum board, or other approved material.
===============