Expert Answers to Ohio Department of Insurance Exam OH-Life-Agent-Series-11-44 Questions

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OHIO Life Insurance OHIO Life Insurance Agent Series 11-44

OHIO Life Insurance Agent Series 11-44

Last Update Dec 7, 2025
Total Questions : 105

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Questions 2

Which of the following dividend options will increase the death benefit?

Options:

Guaranteed insurability

Accelerated endowment

Paid-up additions

Extended term

Discussion 0

Questions 3

Upon the death of an insured individual, what does life insurance guarantee to deliver to the beneficiary?

Options:

An annuity.

A specified sum of money.

A dividend.

A final expense fund.

Discussion 0

Questions 4

Which rider allows the policyowner to increase the face amount to adjust for inflation?

Options:

Return of premium

Cost of living

Payor benefit

Guaranteed insurability

Discussion 0

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Questions 5

What annuity payout option has no additional payouts regardless of when the annuitant dies?

Options:

Life only.

Cash refund.

Life certain.