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New York Insurance NewYorkIndependent General Adjuster (Series 17-70)

NewYorkIndependent General Adjuster (Series 17-70)

Last Update Sep 30, 2026
Total Questions : 105

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Questions 2

What may the insurer issue if the insured did NOT report a claim on time?

Options:

A.  

Declaratory judgment.

B.  

Reservation of rights letter.

C.  

Waiver of knowledge.

D.  

Denial of all claims.

Discussion 0
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Questions 3

When it comes to liability on a Businessowners Policy, the insurer's duty to defend ends if the

Options:

A.  

insured did not pay his taxes.

B.  

limits of insurance are used up.

C.  

insured missed a payment on his premium.

D.  

insurer feels they put in too many claims in the past.

Discussion 0
Questions 4

The policy benefits are found in what part of an insurance policy?

Options:

A.  

Declarations.

B.  

Conditions.

C.  

Insured's duties.

D.  

Exclusions.

Discussion 0
Questions 5

A commercial umbrella policy provides coverage in which of the following situations?

Options:

A.  

A loss is covered under the underlying contract but the insurer of that contract becomes insolvent.

B.  

There is a large claim on a personal auto policy.

C.  

A loss contained within the underlying limit.

D.  

The policy limits on losses under the underlying policy were exhausted.

Discussion 0
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