Financial Planning II (FPII)
Last Update Oct 5, 2026
Total Questions : 60
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Genki is reviewing the following portfolios:
• Portfolio W earns 18% with a standard deviation of 25%.
• Portfolio X earns 19% with a standard deviation of 30%.
• Portfolio Y earns 21% with a standard deviation of 20%.
• Portfolio Z earns 23% with a standard deviation of 22%.
The risk-free rate is 6%. Which portfolio performs the best on a risk-adjusted basis?
Paul has recently been promoted at work, and is looking to pay down his debts. Paul has the following obligations:
Type
Interest rate (%)
Amortization (years)
Mortgage
3.95
22
Registered Retirement Savings Plan (RRSP) line of credit
6.00
N/A
Consolidation loan
8.95
3
Credit card
15.00
N/A
Which debt should Paul pay down last?
What factors are used for calculating contributions to an individual pension plan?
Kienle has provided his advisor with the following information:
($)
Income last year
50,000
Pension adjustment last year
2,500
Unused contribution room from previous years
3,500
Assuming he has never over-contributed, what is the maximum amount that Kienle can put into his Registered Retirement Savings Plan without incurring a penalty?